Frequently asked questions

Doesn’t my 401(k) sponsor already provide this?

No - This is a common misconception regarding the benefits that a large 401(k) sponsor will provide. Though many will offer to do on-site presentations or even phone-based help, their primary goal is to sell financial products to your employees. Don’t be surprised when all of their advice emphasizes the strengths and benefits of their own products. Furthermore, the 401(k) representative is only trained to discuss your plan and will not be able to discuss the broad range of financial topics that most employees need help with.

Which topics can Forthright Partners™ help with?

We like to say, “If it has a dollar sign attached to it, we probably know how it works.” Participants call us with all sorts of questions ranging from investments to insurance, from Social Security planning to debt management, from buying a house to basic budgeting. It doesn’t happen often, but if you stump one of our financial experts, we’ll research the topic in depth and get back to you with an answer. If it’s important to you, it’s important to us.

Does Forthright Partners™ sell any products?

Absolutely not - The fundamental principle governing Forthright Partners™ is providing completely objective and unbiased financial advice. Forthright Partners™ will never sell a financial product, nor will we refer our clients to advisors, lawyers, or CPAs who give us a “kickback.” We do not make commissions. We do not receive referral fees. We have no conflicts of interest.

How much does Forthright Partners™ cost?

Our services are offered on a Per Employee Per Month (PEPM) subscription basis. There are a number of factors that we take into consideration when quoting a price, therefore it is best to reach out to a member of our team so we can be as accurate as possible. However, the average organization typically pays between $2-$3 per employee per month.